Important Message
These next few weeks are going to be tough for businesses and families across the UK. In these times we repeat the message of our Prime Minister - Stay at home. Keep yourself and your loved ones safe. We are advocating ARK! An 'Act of Random Kindness'. Each day, do one thing that's kind. Take action and carry out a random act of kindness for someone else. Research shows that helping others can be beneficial to our own mental health. It can reduce stress, improve our emotional wellbeing and even benefit our physical health. We will be online throughout this and have invested heavily into a state of the art facility to allow a small number of our sales team to be connected remotely via their mobile phones for any queries. As always, we have our families, our customers and our health to prioritise. Stay safe. Stay home. Managing Director. Riverside Car Sales Ltd.



WMS Warranties


WMS Warranties


Guaranteed Asset Protection from the WMS Group

Guaranteed Asset Protection (GAP) is designed to cover a motorist's financial shortfall in the event their vehicle is declared a total loss. The WMS Group offer several GAP schemes - Finance GAP, Contract Hire GAP, Return to Invoice Insurance and Vehicle Replacement Insurance.

Finance GAP

The original GAP product. Finance Guaranteed Asset Protection provides the protection between the value of a car on the day it was stolen or written off and the outstanding finance on the vehicle.

  • Available for all types of purchase finance
  • Can cover the insurance company excess in addition to any finance company disparity
  • Maximum finance term 60 months

Contract Hire GAP

Similar to Finance GAP, this is for Contract Hire & Leasing customers and pays for up to 100% of the outstanding future monthly rentals. Maximum finance term 48 months.

Return to Invoice Insurance

In the event of a vehicle being declared a total loss, this product will help the customer bridge the difference between the motor insurer pay-out and the original invoice price of the vehicle.

  • Available to all cash and finance customers buying their car
  • Can cover any customer motor insurance company excess payment in addition to paying any finance company disparity
  • Available for periods up to 36 months
  • Can be combined with Finance GAP to give an all-encompassing product

Vehicle Replacement Insurance

In the event of a vehicle being declared a total loss, this product will replace the customer's vehicle and put them back into an equivalent model.

  • Will put the customer back into a ""new or equivalent' vehicle for up to 3 years
  • Can be combined with Finance GAP
  • Can cover any customer motor insurance company excess payment
  • The WMS Group will always look to buy the customer's replacement vehicle from the original supplying dealer